Heath insurance on a freelancer’s lifestyle? You’ve got to be kidding me! But honestly, if we forego insurance, the joke’s really on us. So in this issue of Rags to Riches, Ragini takes us through the who, what, why and HOW of getting health insurance.

So take our hand and let’s cover that health coverage!

Credit cards can seem like a dream come true to some and a veritable minefield to others. This month Rags take you through the benefits and pitfalls of getting your very own credit card while breaking down the concepts of credit scores, interest rates and credit card debt. We also have a very useful checklist of things to do before you sign on the dotted line.

All this in a fun, easy-to-parse article full of memes to make your reaction to credit cards go from boo-hoo to boo-yeah!

It's a brand new year and that means that it’s time for Ragini to get really excited about lists, affirmations and a whole lotta woo-woo. This month’s Rags to Riches is dedicated to the Abundance Mindset and the way it can change the game when it comes to your financial goals. So come along with Ragini and take a look at how she uses the abundance mindset to get further and get better. And then…

Dream on

Dream on

Dream on

Dream until your dreams come true ❣️❣️❣️

In the final part of our Invest Like a Beginner series, Ragini takes you on a step-by-step DIY investing journey. We look at 3 key questions:

1. What should the break-up of your investments be?

2. How do I pick what I’m investing in when it comes to the stock market?

3. How do I even begin to invest?

With the answers, we also get into concepts like Demat accounts, index funds and the tax benefits of PPFs. And then Ragini gives us her take on Zerodha’s Coin App and how it can unleash the equity investor in you with a few taps.