In the final part of our Invest Like a Beginner series, Ragini takes you on a step-by-step DIY investing journey. We look at 3 key questions:

1. What should the break-up of your investments be?

2. How do I pick what I’m investing in when it comes to the stock market?

3. How do I even begin to invest?

With the answers, we also get into concepts like Demat accounts, index funds and the tax benefits of PPFs. And then Ragini gives us her take on Zerodha’s Coin App and how it can unleash the equity investor in you with a few taps.

One of the best things about being alive in these times is coming across some amazing people who consistently find new ways to bring meaning and purpose to their lives. This month's spotlight gives us the chance to bring you the story of Elijah De Souza - entrepreneur, endurance cyclist, farmer a lover of books who spreads joy every day with the Booktique Goa - an eco-conscious lending library.

Read on to learn the story behind this lovely initiative. And of course, subscribe to the library to enjoy over 3000 books that will be delivered to your doorstep, anywhere in India.